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Personal Finance
Featured
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Personal Finance Topics
Taxes
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These Active Funds Take the Lead on Aftertax Returns
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529 State Tax Benefits in 2024
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Tax-Deferred ESG Retirement-Bucket Portfolios for Mutual Fund Investors
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Tax-Deferred ESG Retirement-Saver Portfolios for ETF Investors
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Tax-Deferred ESG Retirement-Saver Portfolios for Mutual Fund Investors
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Tax-Deferred ESG Retirement-Bucket Portfolios for ETF Investors
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Tax-Deferred Retirement-Saver Portfolios for ETF Investors
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Tax-Deferred Retirement-Saver Portfolios for Mutual Fund Investors
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Tax-Deferred Retirement-Bucket Portfolios for Mutual Fund Investors
Saving and Spending
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Scott Rick: Are You a Tightwad or a Spendthrift?
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AI Is Booming, but Consumer Spending Is Slowing. Which Will Prevail in the Stock Market?
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How to Maximize Credit Card Points for Better Trips and Rewards
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Where to Stash Your Cash
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Greg McBride: ‘Successful Saving Is All About the Habit’
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Why Do I Need a Credit Card?
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An Investing Road Map for Midcareer Accumulators
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Anne Lester: You’re Bad at Savings and It’s Not Your Fault
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4 Lessons from My Credit Card Points and Miles Journey
Estate Planning
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Ed Slott: How Rules on Eligible Designated Beneficiaries Changed for Inherited IRAs
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4 Financial Tasks You Shouldn’t Put Off
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How to Make a Tax-Free Donation From Your IRA
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3 Charitable Investment Strategies That Deliver Higher Tax Benefits
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3 Tax-Friendly Charitable-Giving Strategies for Retirees
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How Advisors Can Help Clients Benefit From Legacy IRAs
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How to Give to Charity and Save on Taxes
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Year-End Charitable-Giving Strategies
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A New Way to Achieve Charitable Goals While Saving on Taxes
Healthcare
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Is Fixing Social Security and Medicare as Dire as It Seems?
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Today’s Market Volatility Could Provide Tomorrow’s Opportunities
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4 Financial Tasks You Shouldn’t Put Off
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What Can My HSA Be Used For?
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When Do You Get Kicked Off Your Parents’ Insurance?
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I’m 65 and Still Working. Should I Enroll in Medicare?
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What to Know About Health Insurance and Taxes When You Get Married
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3 Tricky Decisions for Every Retirement Plan
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3 Key Retirement Decisions Affected By Higher Yields
Save for College
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5 Takeaways on the 529 Savings Plan Landscape
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Morningstar’s Top-Ranked 529 Plans
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Tips for Navigating the New FAFSA
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529 State Tax Benefits in 2024
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Should You Worry About Overfunding Your 529 Plan?
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Your 529 Plan Questions, Answered
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What Can a 529 Plan Be Used For?
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An Investing Road Map for Midcareer Accumulators
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Why You Should Fill Out the FAFSA (Even if You Think It’s a Waste of Time)
Housing
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Downsize or Take Out a Reverse Mortgage? Here’s What to Consider
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Don Graves and Wade Pfau: How Home Equity Affects Retirement Planning
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Small-Cap and Value Stocks Are Undervalued
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Pay Off Your Mortgage Early or Invest?
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Jonathan Clements: ‘Humility Is a Hallmark of People Who Are Financially Successful’
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When Will Mortgage Rates Go Down?
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Will You Owe Taxes When You Sell Your Home?
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Why I Don’t Own a Home
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Katie Nixon: Bringing a Blurry Market Into Focus
More in Personal Finance
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These Active Funds Take the Lead on Aftertax Returns
Firms like Fidelity and DFA are raising the bar for tax efficiency.
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Should Couples Blend Their Finances or Stay Separate?
Tips on how couples can give each partner some discretion to manage their own spending through joint and separate accounts.
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What You Can Expect From a Financial Advisor
Things to consider as you hire, work with, and consider parting ways with a financial advisor.
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5 Common Errors to Fix in Your IRA Before the IRS Flags Them
Audit your IRA before the Internal Revenue Service does.
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Scott Rick: Are You a Tightwad or a Spendthrift?
A researcher discusses what shapes our money personalities and how financial disposition affects relationships.
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5 Takeaways on the 529 Savings Plan Landscape
Our annual look at 529 industry movements in assets, fees, and more.
Cerulli’s Andrew Blake: What Advisors Need to Succeed in a Competitive Market
An industry watcher reflects on the rapid growth of the independent RIA channel, an impending wave of advisor retirements, and the dramatic uptake of ETFs in client portfolios.
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What I Learned Investing My Mom’s IRA
A target-date fund isn’t necessarily an easy answer for a retirement account.
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Morningstar’s Top-Ranked 529 Plans
Two high-quality 529 plans stand out from the rest in 2024.
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Tips for Navigating the New FAFSA
The revamped financial aid application is still buggy, but don’t delay filling it out.
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During Another Meme Stock Rally, Here’s Why I’m Investing Like It’s the Stone Age
Modern personal finance requires an ancient approach.
Keith Lee: ‘Revenues Are a Better Indicator of Size’ Than Stock Market Capitalization
An accomplished small-company investor talks both investing and diversity within the industry.
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10 Financial Rules of Thumb You Don’t Have to Follow
Understand your goals so you know which guidelines can (and can’t) help you achieve them.
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Key Statistics About Income and Wealth for the U.S. LGBTQ+ Population
Homeownership rates are lower and poverty rates are higher, especially for transgender people and LGBTQ+ people of color.
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The Psychology of Retirement Income: From Saving to Spending
Are you lost in the retirement consumption puzzle?
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Are You on the Path to Financial Independence?
How to get off the treadmill of always wanting more.
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529 State Tax Benefits in 2024
Should you stay in-state or shop around for an out-of-state 529 plan?
Should You Worry About Overfunding Your 529 Plan?
You can now roll over your unused 529 dollars into a Roth IRA, but there are limits.
Jamila Souffrant: ‘What Type of Life Do You Actually Want to Live?’
What to understand before you craft your life and financial goals.
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Pros and Cons of Donor-Advised Funds
Donors benefit from an immediate tax deduction, tax-free growth, and investment flexibility.