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Saving and Spending
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More on Saving and Spending
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Why Do I Need a Credit Card?
And what else to know about opening and managing your first credit card.
![](https://morningstar-morningstar-prod.web.arc-cdn.net/resizer/jCLZaj4wTeumB3m3eo9xxYZZlIY=/1800x1800/smart/filters:no_upscale()/cloudfront-us-east-1.images.arcpublishing.com/morningstar/VGT5WTQW6JEEFKLAS7NDGHQBAA.png)
An Investing Road Map for Midcareer Accumulators
Key financial priorities for investors in the peak earnings years of their 40s and 50s.
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Anne Lester: You’re Bad at Savings and It’s Not Your Fault
An author and retirement expert discusses the financial challenges confronting young adults and what financial advice she’d give her younger self.
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4 Lessons from My Credit Card Points and Miles Journey
What to know before jumping into the rewards game.
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Charlie Munger, Warren Buffett Built Berkshire Hathaway to Thrive After They’re Gone
Plus, what the holiday shopping season could reveal about consumer spending in 2024.
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Does the Apple Savings Account Live Up to the Hype?
How this high-yield savings account stacks up to other options.
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Markets Brief: Why the Budget Deficit Suddenly Matters
A jump in Treasury debt issuance is playing a role in the rise in bond yields.
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What’s Going on With Consumers?
The postpandemic spending bonanza may be coming to an end. What does this mean for stocks?
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Back to School Basics: Saving
How should you save money—and what can you do with it? Find out with Oscar Tyers and Ian Tam.
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Back to School Basics: Budgeting
Charlotte Brown asks Morningstar’s Ian Tam how to create a plan for her spending.
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Does #GirlMath Add Up?
Breaking down which of the TikTok trend’s principles are valid and which ones to avoid.
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How to Calibrate Your Target Savings Rate
Rules of thumb are better than nothing, but smart investors customize their own savings targets.
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Joel Dickson: How America Saves
Vanguard’s global head of advice methodology discusses key trends in company retirement plans: contributions, allocations, and advice-seeking.
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Is Your Financial Clock Ticking?
Say goodbye to the budget and hello to financial freedom.
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Ramit Sethi: Investing Shouldn’t Be Your Identity
The author and personal finance expert discusses his new Netflix show, what it means to have a ‘rich life,’ and why he’s not a fan of budgeting.