Along with Equifax and TransUnion, Experian is one of the Big Three credit bureaus. Experian's US core credit bureau business is relatively mature and, as a result, the company has been expanding through adjacent products and in emerging markets.
Experian has data on approximately 1.5 billion consumers and about 200 million businesses globally; this depth would be incredibly hard to replicate.
Experian's business has some exposure to credit conditions, and a slowdown in marketing activity and originations could weigh on the firm's growth.
|
Metric
|
EXPGY
|
EFX
|
FICO
|
|---|---|---|---|
Price/Earnings (Normalized) | 30.11 | 35.40 | 70.74 |
Price/Book Value | 9.18 | 6.49 | — |
Price/Sales | 6.05 | 5.57 | 24.07 |
Price/Cash Flow | 24.12 | 25.16 | 64.99 |
|
Metric
|
EXPGY
|
EFX
|
FICO
|
|---|---|---|---|
Quick Ratio | 0.70 | 0.61 | 1.92 |
Current Ratio | 0.70 | 0.73 | 2.04 |
Interest Coverage | 10.76 | 4.01 | 7.07 |
|
Metric
|
EXPGY
|
EFX
|
FICO
|
|---|---|---|---|
Return on Assets (Normalized) | 11.80% | 7.02% | 34.29% |
Return on Equity (Normalized) | 31.37% | 19.43% | — |
Return on Invested Capital (Normalized) | 16.92% | 10.10% | 49.70% |
|
1-Day Chart
|
Name
|
Price
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|---|
| Experian PLC
EXPGF
| — | Sgmq | $42.3 Bil | |||
| Verisk Analytics Inc
VRSK
| Ljkmqrrnwk | Zpl | $38.9 Bil | |||
| Equifax Inc
EFX
| Zcsmgnzmt | Qfyxp | $29.7 Bil | |||
| Booz Allen Hamilton Holding Corp Class A
BAH
| — | Yypr | $19.8 Bil | |||
| SGS AG
SGSOF
| — | Lks | $16.9 Bil | |||
| SGS AG ADR
SGSOY
| — | Scwq | $16.9 Bil | |||
| TransUnion
TRU
| Shyhnqwcx | Wtzz | $14.4 Bil | |||
| Bureau Veritas SA
BVRDF
| — | Lxmjw | $12.1 Bil | |||
| Bureau Veritas SA ADR
BVVBY
| — | Ccynf | $12.1 Bil |
:quality(80)/s3.amazonaws.com/arc-authors/morningstar/5fe9ddf2-0963-4604-b5ab-86494761b179.jpg)