Johann Scholtz, CFA

Johann Scholtz, CFA, is a senior equity analyst for Morningstar Holland BV, a wholly owned subsidiary of Morningstar, Inc. He covers European banks.

Before joining Morningstar in 2017, Scholtz covered South African banks, asset managers, and consumer goods firms for more than a decade at various South African buy- and sell-side firms.

Scholtz holds a bachelor's degree in accounting from Stellenbosch University. He also holds the Chartered Financial Analyst® designation and is a qualified chartered accountant.