Johann Scholtz, CFA

Johann Scholtz, CFA, is a senior equity analyst for Morningstar.

More From Johann Scholtz

This latest mis-step reinforces our view that Credit Suisse's problems are not only legacy issues but that there is a deeper institutional problem that needs to be addressed.

Credit Suisse and UBS offer moaty business models, robust profitability, and good earnings visibility.

More About Johann Scholtz

Johann Scholtz, CFA, is a senior equity analyst for Morningstar Holland BV, a wholly owned subsidiary of Morningstar, Inc. He covers European banks.

Before joining Morningstar in 2017, Scholtz covered South African banks, asset managers, and consumer goods firms for more than a decade at various South African buy- and sell-side firms.

Scholtz holds a bachelor's degree in accounting from Stellenbosch University. He also holds the Chartered Financial Analyst® designation and is a qualified chartered accountant.

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