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Should Your Retirement Withdrawals Mirror RMDs?

Like all variable strategies, a required minimum distribution system entails trade-offs.

Generating Retirement Income Just Got Easier—or Did It?

A new breed of target-date fund provides insurance against running out of money in retirement.

What’s Your Retirement Income Style?

Let’s stop bickering about the ‘right’ way to generate retirement cash flows.

Is a New Age on the Horizon for 401(k) Participants?

As BlackRock launches its target-date series with annuities, we look back at the history of retirement-income solutions.

How Retirees Can Avoid the ‘Tax Torpedo’

Some retirement researchers are challenging the traditional thinking on tax efficiency, Social Security, and drawdowns.

What Higher Interest Rates Mean for Retirement Cash Flows

Now that interest rates are higher, should retirees try to live off of their portfolios’ yields?

The 4% Retirement Rule Is Just a Starting Point

Also, why we raised our suggestion for a starting safe withdrawal rate.

3 Tricky Decisions for Every Retirement Plan

Not even experts agree about the ‘right’ withdrawal rate, long-term-care insurance, and annuities.

What’s Surprising Retirees About Social Security Benefits?

Also, Salesforce’s dividend plans and Snowflake’s outlook following its leadership change.

How Rising Interest Rates Affect Your Retirement Plan

Be aware of implications for returns, withdrawal rates, and asset allocation.

How to Handle a 401(k) Hardship Withdrawal

Before you pull out retirement funds, understand the long-term costs.

Is There Really a Better Mousetrap for Retirement Income?

A new concept in risk pooling offers an alternative to annuities, at a price.

The Two Great Myths of Social Security Reform

How the debate about Social Security misses the mark.

Social Security Is Taxable? Don’t Be Caught Off Guard

Here’s how to determine what you owe this tax season.

Morningstar’s Retirement Income Research: Reevaluating the 4% Withdrawal Rule

Exploring the different strategies that retirees can use to determine the appropriate withdrawal rates for their portfolios.

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