EZCORP Inc EZPW

Morningstar Rating
$11.40 +0.45 (4.11%)
View Full Chart

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

EZPW is trading at a 834% premium.
Price
$10.95
Fair Value
$23.15
Uncertainty
High
1-Star Price
$29.90
5-Star Price
$3.27
Economic Moat
Hyk
Capital Allocation

News

Trading Information

Previous Close Price
$10.95
Day Range
$11.1011.49
52-Week Range
$7.7012.23
Bid/Ask
$11.30 / $11.70
Market Cap
$624.06 Mil
Volume/Avg
407,712 / 487,583

Key Statistics

Price/Earnings (Normalized)
10.37
Price/Sales
0.85
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Total Yield
1.92%

Company Profile

EZCORP Inc is a United States-based company engaged in offering pawn loans in the United States and Mexico. It also offers short-term unsecured loans and other consumer financial products, and buy and sell second-hand goods. The operating segments of the company are us Pawn, Latin America Pawn, and other international. us Pawn segment includes all pawn activities in the United States. Latin America Pawn segment includes all pawn activities in Mexico and other parts of Latin America. The company generates revenue from merchandise sales, jewelry scrapping sales, and pawn service charges, of which key revenue is derived from the merchandise sales which are primarily collateral forfeited from pawn lending operations and used merchandise purchased from the customers.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Value
Total Number of Employees
7,500

Comparables

Valuation

Metric
EZPW
FCFS
RM
Price/Earnings (Normalized)
10.3717.478.80
Price/Book Value
0.782.580.92
Price/Sales
0.851.560.61
Price/Cash Flow
5.454.881.17
Price/Earnings
EZPW
FCFS
RM

Financial Strength

Metric
EZPW
FCFS
RM
Quick Ratio
1.942.48
Current Ratio
2.594.03
Interest Coverage
7.624.10
Quick Ratio
EZPW
FCFS
RM

Profitability

Metric
EZPW
FCFS
RM
Return on Assets (Normalized)
6.03%7.04%1.98%
Return on Equity (Normalized)
11.60%15.03%10.55%
Return on Invested Capital (Normalized)
6.65%9.65%
Return on Assets
EZPW
FCFS
RM

Credit Services Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Visa Inc Class A
V
XtnvkmqvtDmmt$540.8 Bil
Mastercard Inc Class A
MA
JfhjmbpSsgnr$459.8 Bil
American Express Co
AXP
BgvpgxxgKpnk$196.2 Bil
PayPal Holdings Inc
PYPL
PmcjtjwsLydqdjn$81.1 Bil
Capital One Financial Corp
COF
FdgcdlxhWsxxbq$58.6 Bil
Discover Financial Services
DFS
QmygzthjQsqgml$36.4 Bil
Synchrony Financial
SYF
WmbbpvfzFtt$20.5 Bil
Ally Financial Inc
ALLY
DcrbmcxqDgrv$10.7 Bil
SoFi Technologies Inc Ordinary Shares
SOFI
MmffftrhDqfgg$8.9 Bil
The Western Union Co
WU
QvpbngckfQznjrm$4.0 Bil

Sponsor Center