Regional Management Corp RM

Morningstar Rating
$33.09 +0.97 (3.02%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

RM is trading at a 425% premium.
Price
$32.96
Fair Value
$91.57
Uncertainty
Very High
1-Star Price
$34.33
5-Star Price
$96.12
Economic Moat
Wmmj
Capital Allocation

News

Trading Information

Previous Close Price
$32.12
Day Range
$31.1133.38
52-Week Range
$20.5034.15
Bid/Ask
$19.22 / $0.00
Market Cap
$336.05 Mil
Volume/Avg
20,374 / 30,611

Key Statistics

Price/Earnings (Normalized)
12.05
Price/Sales
0.64
Dividend Yield (Trailing)
3.63%
Dividend Yield (Forward)
3.63%
Total Yield
3.63%

Company Profile

Regional Management Corp is a diversified consumer finance company that provides installment loan products to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders. It is engaged in consumer finance. The company has the core products which are small and large installment loans. The company also offers optional payment and collateral protection insurance. The company's principal source of revenue is interest and fee income on outstanding loans.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Value
Total Number of Employees
2,081

Comparables

Valuation

Metric
RM
WRLD
ENVA
Price/Earnings (Normalized)
12.058.5111.09
Price/Book Value
0.971.591.91
Price/Sales
0.641.281.05
Price/Cash Flow
1.242.511.94
Price/Earnings
RM
WRLD
ENVA

Financial Strength

Metric
RM
WRLD
ENVA
Quick Ratio
12.39
Current Ratio
13.03
Interest Coverage
Quick Ratio
RM
WRLD
ENVA

Profitability

Metric
RM
WRLD
ENVA
Return on Assets (Normalized)
1.98%6.69%5.05%
Return on Equity (Normalized)
10.55%17.68%18.40%
Return on Invested Capital (Normalized)
5.54%
Return on Assets
RM
WRLD
ENVA

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