goeasy Ltd GSY

Morningstar Rating
CAD 180.33 −0.42 (0.23%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

GSY is trading at a 511% premium.
Price
CAD 180.40
Fair Value
CAD 428.18
Uncertainty
High
1-Star Price
CAD 773.34
5-Star Price
CAD 835.45
Economic Moat
Jmjqrnw
Capital Allocation

News

Trading Information

Previous Close Price
CAD 180.75
Day Range
CAD 180.20185.73
52-Week Range
CAD 101.34206.02
Bid/Ask
CAD 180.00 / CAD 185.71
Market Cap
CAD 3.03 Bil
Volume/Avg
56,554 / 56,347

Key Statistics

Price/Earnings (Normalized)
10.99
Price/Sales
2.23
Dividend Yield (Trailing)
2.48%
Dividend Yield (Forward)
2.60%
Total Yield
2.48%

Company Profile

goeasy Ltd is a financial services company. The principal operating activities of the Company include: providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The Company operates in two reportable segments: easyfinancial and easyhome. The easyfinancial reportable segment lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. easyfinancial’s product offering consists of unsecured and real estate-secured installment loans. The key revenue of the company is generated from easyfinancial.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Growth
Total Number of Employees
2,463

Comparables

Valuation

Metric
GSY
LFS
UPST
Price/Earnings (Normalized)
10.997.59
Price/Book Value
2.650.985.83
Price/Sales
2.232.316.41
Price/Cash Flow
Price/Earnings
GSY
LFS
UPST

Financial Strength

Metric
GSY
LFS
UPST
Quick Ratio
26.661.09
Current Ratio
26.841.13
Interest Coverage
−1.71
Quick Ratio
GSY
LFS
UPST

Profitability

Metric
GSY
LFS
UPST
Return on Assets (Normalized)
13.63%2.02%−3.53%
Return on Equity (Normalized)
53.87%11.90%−10.77%
Return on Invested Capital (Normalized)
14.16%−3.76%
Return on Assets
GSY
LFS
UPST

Credit Services Industry Comparables

1-Day Chart
Name
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Morningstar Rating for Stocks
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Economic Moat
Market Cap
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PYPL
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COF
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Discover Financial Services
DFS
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Synchrony Financial
SYF
DtkbtjgsQljw$19.6 Bil
Ally Financial Inc
ALLY
SjtwjxhZtk$10.5 Bil
SoFi Technologies Inc Ordinary Shares
SOFI
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The Western Union Co
WU
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