LendingClub Corp LC

Morningstar Rating
$11.59 +0.38 (3.39%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

LC is trading at a 283% premium.
Price
$11.53
Fair Value
$84.20
Uncertainty
Very High
1-Star Price
$16.83
5-Star Price
$8.75
Economic Moat
Ngl
Capital Allocation
Thrk

News

Trading Information

Previous Close Price
$11.21
Day Range
$11.3211.80
52-Week Range
$4.7312.87
Bid/Ask
$11.05 / $11.85
Market Cap
$1.30 Bil
Volume/Avg
949,017 / 1.4 Mil

Key Statistics

Price/Earnings (Normalized)
30.50
Price/Sales
1.68
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Total Yield

Company Profile

LendingClub Corp is a company engaged in operating an online lending marketplace platform that connects borrowers and investors for the provision of the loan facility. It offers investors access to an asset class that has generally been closed to many investors and only available on a limited basis to institutional investors. The company through the platform offers loan products such as personal, education and patient finance, small business, and auto to interested investors. It generates a majority of the revenue from the transaction fees received from the platform's role in accepting and decisioning applications on behalf of the bank partners to enable loan originations.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
1,025

Comparables

Valuation

Metric
LC
NRDS
TREE
Price/Earnings (Normalized)
30.5054.7326.09
Price/Book Value
1.012.685.08
Price/Sales
1.681.681.10
Price/Cash Flow
12.6613.97
Price/Earnings
LC
NRDS
TREE

Financial Strength

Metric
LC
NRDS
TREE
Quick Ratio
3.851.54
Current Ratio
4.271.82
Interest Coverage
3.25−29.14
Quick Ratio
LC
NRDS
TREE

Profitability

Metric
LC
NRDS
TREE
Return on Assets (Normalized)
0.85%4.40%−8.94%
Return on Equity (Normalized)
6.08%5.08%−53.38%
Return on Invested Capital (Normalized)
4.23%−9.23%
Return on Assets
LC
NRDS
TREE

Banks - Regional Industry Comparables

1-Day Chart
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Market Cap
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NWG
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Deutsche Bank AG
DB
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