NMI Holdings Inc NMIH

Morningstar Rating
$41.03 +0.18 (0.44%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

NMIH is trading at a 833% premium.
Price
$40.88
Fair Value
$48.87
Uncertainty
Medium
1-Star Price
$46.60
5-Star Price
$15.47
Economic Moat
Yxwh
Capital Allocation

Trading Information

Previous Close Price
$40.85
Day Range
$40.8941.52
52-Week Range
$25.6242.49
Bid/Ask
$39.11 / $42.00
Market Cap
$3.27 Bil
Volume/Avg
6 / 559,131

Key Statistics

Price/Earnings (Normalized)
9.56
Price/Sales
5.47
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Total Yield
3.15%

Company Profile

NMI Holdings Inc through its subsidiaries provides private mortgage guaranty insurance. The company offers mortgage insurance, reinsurance on loans, and outsourced loan review services to mortgage loan originators. It serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, Internet-sourced lenders, and other non-bank lenders. It protects lenders and investors from default-related losses on a portion of the unpaid principal balance of a covered mortgage.
Sector
Financial Services
Industry
Insurance - Specialty
Stock Style Box
Small Core
Total Number of Employees
228

Comparables

Valuation

Metric
NMIH
ESNT
ACT
Price/Earnings (Normalized)
9.569.158.55
Price/Book Value
1.601.261.17
Price/Sales
5.475.664.89
Price/Cash Flow
7.008.058.20
Price/Earnings
NMIH
ESNT
ACT

Financial Strength

Metric
NMIH
ESNT
ACT
Quick Ratio
Current Ratio
Interest Coverage
12.4728.4617.26
Quick Ratio
No chart available

Profitability

Metric
NMIH
ESNT
ACT
Return on Assets (Normalized)
12.21%11.93%11.21%
Return on Equity (Normalized)
18.65%15.01%14.99%
Return on Invested Capital (Normalized)
16.71%14.35%13.67%
Return on Assets
NMIH
ESNT
ACT

Insurance - Specialty Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Fidelity National Financial Inc
FNF
LjfFtk$16.7 Bil
Ryan Specialty Holdings Inc Class A
RYAN
Ngfcygh$7.9 Bil
Essent Group Ltd
ESNT
Dmyt$6.8 Bil
First American Financial Corp
FAF
QsxxglvmVqsq$6.8 Bil
Axis Capital Holdings Ltd
AXS
Xhm$6.7 Bil
MGIC Investment Corp
MTG
PhbdrzkhLfm$6.6 Bil
Beazley PLC
BZLYF
Qyltbp$6.5 Bil
Enact Holdings Inc
ACT
Kfzq$5.6 Bil
Radian Group Inc
RDN
BsyslbggCrlkr$5.2 Bil
Assured Guaranty Ltd
AGO
KlwmcgpfSsty$4.2 Bil

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