Paragon Banking Group PLC PAG

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PAG is trading at a 134% premium.
Price
£776.02
Fair Value
£826.22
Uncertainty
High
1-Star Price
£2,372.68
5-Star Price
£924.17
Economic Moat
Mdrzg
Capital Allocation

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
10.44
Price/Sales
4.40
Dividend Yield (Trailing)
5.10%
Dividend Yield (Forward)
5.10%
Total Yield
12.66%

Company Profile

Paragon Banking Group PLC, is a specialty finance company that provides diversified banking services to clients. The company operates two core businesses: Mortgages Lending and Commercial Lending. The Mortgages Lending includes the Group's buy-to-let, and owner-occupied first and second charge lending and related activities. Commercial Lending, includes the Group's equipment and motor finance leasing activities, together with development finance, structured lending and other offerings targeted towards SME customers.
Sector
Financial Services
Industry
Mortgage Finance
Stock Style Box
Small Value
Total Number of Employees
1,500

Comparables

Valuation

Metric
PAG
STB
OSB
Price/Earnings (Normalized)
10.445.104.00
Price/Book Value
1.180.430.75
Price/Sales
4.400.862.00
Price/Cash Flow
11.461.983.68
Price/Earnings
PAG
STB
OSB

Financial Strength

Metric
PAG
STB
OSB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
PAG
STB
OSB
Return on Assets (Normalized)
1.21%0.91%1.37%
Return on Equity (Normalized)
15.13%9.42%21.05%
Return on Invested Capital (Normalized)
Return on Assets
PAG
STB
OSB

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