ProCredit Holding AG PCZ

Morningstar Rating
€8.34 +0.06 (0.72%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PCZ is trading at a 37% premium.
Price
€8.27
Fair Value
€35.22
Uncertainty
Very High
1-Star Price
€22.82
5-Star Price
€8.53
Economic Moat
Sycw
Capital Allocation

Trading Information

Previous Close Price
€8.28
Day Range
€8.328.40
52-Week Range
€6.2410.20
Bid/Ask
€0.00 / €0.00
Market Cap
€491.21 Mil
Volume/Avg
2,908 / 15,211

Key Statistics

Price/Earnings (Normalized)
4.69
Price/Sales
1.05
Dividend Yield (Trailing)
7.73%
Dividend Yield (Forward)
7.73%
Total Yield
7.73%

Company Profile

ProCredit Holding AG provides financial products are services. It performs general banking functions like accepting deposits, providing loans, current and savings accounts, and other banking services. The company's geographical segments are South-Eastern Europe, consisting of seven banks in the following countries: Albania, Bosnia and Herzegovina, Bulgaria (including branch operations in Greece), Kosovo, North Macedonia, Romania, and Serbia; Eastern Europe, with three banks located in the following countries, Georgia, Moldova, and Ukraine; South America, consisting of one bank in Ecuador; and Germany, consisting of the ProCredit Bank in Germany, ProCredit Holding, Quipu and the ProCredit Academy in Furth.
Sector
Financial Services
Industry
Banks - Diversified
Stock Style Box
Small Value
Total Number of Employees
3,834

Comparables

Valuation

Metric
PCZ
NLBR
BKS
Price/Earnings (Normalized)
4.693.953.84
Price/Book Value
0.490.790.39
Price/Sales
1.051.912.30
Price/Cash Flow
2.0819.754.12
Price/Earnings
PCZ
NLBR
BKS

Financial Strength

Metric
PCZ
NLBR
BKS
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
PCZ
NLBR
BKS
Return on Assets (Normalized)
1.15%2.42%1.79%
Return on Equity (Normalized)
11.24%22.41%11.15%
Return on Invested Capital (Normalized)
Return on Assets
PCZ
NLBR
BKS

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