Morningstar

UniCredit SpA UCG

Morningstar Rating
Unlock
Stock XMIL Rating as of
€37.69 −0.59 (1.54%)
View Full Chart
As of Delayed Price Closed

Company Report

View Archive

Commerzbank: Strategy Facelift After CFO Bettina Orlopp Appointed CEO

Niklas Kammer, Johann Scholtz

Under newly appointed CEO Bettina Orlopp, formerly CFO, Commerzbank updated its strategy, which could be seen as an attempt to push back against UniCredit’s potential takeover attempt. The new strategy targets a 12% return on tangible equity by 2027, up from 11.5% previously. Commerzbank primarily sees better income generation in its noninterest-related business, which improves operating efficiency and drives slightly better profitability. The bank also highlighted its intention to distribute about 90% of profits to shareholders in 2027. We maintain our EUR 15.80 per-share fair value estimate.

Read Full Report

Price vs Fair Value

View History
UCG is trading at a 895% premium.
Price
€38.28
Fair Value
€65.00
Uncertainty
High
1-Star Price
€58.98
5-Star Price
€21.00
Economic Moat
Xlmy
Capital Allocation
Rkbsqvv

Bulls Say, Bears Say

Bulls

Low-cost retail deposits comprise the bulk of UniCredit's funding, which should support above-average profitability through the cycle.

Bears

UniCredit's credit underwriting was poor in the past.

Show More

News

View All

Trading Information

Previous Close Price
€38.28
Day Range
€37.32–38.46
52-Week Range
€21.36–40.00
Bid/Ask
€37.60 / €37.71
Market Cap
€59.48 Bil
Volume/Avg
11.6 Mil / 8.1 Mil

Key Statistics

Price/Earnings (Normalized)
5.86
Price/Sales
2.62
Dividend Yield (Trailing)
4.71%
Dividend Yield (Forward)
4.71%
Total Yield
15.46%

Company Profile

UniCredit is one of the two largest Italian retail and commercial banks, but roughly a half of its operations is outside Italy. It has a strong presence in Germany, Austria, and Central and Eastern Europe. It generates most of its revenue from retail banking, but also maintains a sizable corporate and investment bank.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Large Core
Total Number of Employees
69,454
Website
https://www.unicreditgroup.eu

Competitors

Valuation

View More
Metric
UCG
KBC
ISP
Price/Earnings (Normalized)
 5.869.307.51
Price/Book Value
 1.011.321.19
Price/Sales
 2.622.642.52
Price/Cash Flow
 3.106.765.98
Price/Earnings
UCG
KBC
ISP

Financial Strength

Metric
UCG
KBC
ISP
Quick Ratio
 ———
Current Ratio
 ———
Interest Coverage
 ———
Quick Ratio
No chart available

Profitability

Metric
UCG
KBC
ISP
Return on Assets (Normalized)
 1.28%0.88%0.89%
Return on Equity (Normalized)
 16.40%14.59%14.85%
Return on Invested Capital (Normalized)
 ———
Return on Assets
UCG
KBC
ISP

Banks - Regional Industry Comparables

Screen With Investor
1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNP Paribas ADR
BNPQY
NyqbvkjchYsgnb$76.9 Bil
 Intesa Sanpaolo ADR
ISNPY
XzdmshkwxSds$74.2 Bil
 PNC Financial Services Group Inc
PNC
RsqhjdmJsqjbbj$71.3 Bil
 U.S. Bancorp
USB
LzttzrjkYnbt$69.1 Bil
 Itau Unibanco Holding SA ADR
ITUB
HnqqnkmdlLpyb$59.6 Bil
 Truist Financial Corp
TFC
VdgtjzffJycnv$55.9 Bil
 Mizuho Financial Group Inc ADR
MFG
ShfvtbwjsNbbbf$52.2 Bil
 Lloyds Banking Group PLC ADR
LYG
CvbqjwxBjhdn$47.8 Bil
 NatWest Group PLC ADR
NWG
ThfpmkfbSqvbk$37.8 Bil
 Deutsche Bank AG
DB
GsrLrmhf$33.3 Bil

Sponsor Center