goeasy Ltd GSY
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
News
Trading Information
- Previous Close Price
- CAD 180.75
- Day Range
- CAD 180.20–185.73
- 52-Week Range
- CAD 101.34–206.02
- Bid/Ask
- CAD 179.71 / CAD 185.71
- Market Cap
- CAD 3.03 Bil
- Volume/Avg
- 56,554 / 56,347
Key Statistics
- Price/Earnings (Normalized)
- 10.99
- Price/Sales
- 2.23
- Dividend Yield (Trailing)
- 2.48%
- Dividend Yield (Forward)
- 2.60%
- Total Yield
- 2.48%
Company Profile
goeasy Ltd is a financial services company. The principal operating activities of the Company include: providing loans and other financial services to consumers and leasing household products to consumers. Customers can transact seamlessly through an omnichannel model that includes online and mobile platforms. The Company operates in two reportable segments: easyfinancial and easyhome. The easyfinancial reportable segment lends out capital in the form of unsecured and secured consumer loans to nonprime borrowers. easyfinancial’s product offering consists of unsecured and real estate-secured installment loans. The key revenue of the company is generated from easyfinancial.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Growth
- Total Number of Employees
- 2,463
- Website
- https://www.goeasy.com
Comparables
Valuation
|
Metric
|
GSY
|
LFS
|
UPST
|
|---|---|---|---|
Price/Earnings (Normalized) | 10.99 | 7.66 | — |
Price/Book Value | 2.65 | 0.99 | 5.83 |
Price/Sales | 2.23 | 2.33 | 6.41 |
Price/Cash Flow | — | — | — |
Price/Earnings
GSY
LFS
UPST
Financial Strength
|
Metric
|
GSY
|
LFS
|
UPST
|
|---|---|---|---|
Quick Ratio | 26.66 | 1.09 | — |
Current Ratio | 26.84 | 1.13 | — |
Interest Coverage | — | −1.71 | — |
Quick Ratio
GSY
LFS
UPST
Profitability
|
Metric
|
GSY
|
LFS
|
UPST
|
|---|---|---|---|
Return on Assets (Normalized) | 13.63% | 2.02% | −3.53% |
Return on Equity (Normalized) | 53.87% | 11.90% | −10.77% |
Return on Invested Capital (Normalized) | 14.16% | −3.76% | — |
Return on Assets
GSY
LFS
UPST
Credit Services Industry Comparables
|
1-Day Chart
|
Name
|
Price
|
Morningstar Rating for Stocks
|
Capital Allocation
|
Economic Moat
|
Market Cap
|
|---|---|---|---|---|---|---|
| Visa Inc Class A
V
| Bhttnyjs | Twqm | $539.0 Bil | |||
| Mastercard Inc Class A
MA
| Wxgtvftly | Spt | $457.8 Bil | |||
| American Express Co
AXP
| Vhzcbtym | Skbc | $192.6 Bil | |||
| PayPal Holdings Inc
PYPL
| Jrpmhqyn | Yrqjzlc | $79.2 Bil | |||
| Capital One Financial Corp
COF
| Fsmwmctt | Hjwvtms | $55.9 Bil | |||
| Discover Financial Services
DFS
| Dlpmzhck | Zynrpq | $34.5 Bil | |||
| Synchrony Financial
SYF
| Dhwzcmnz | Jslh | $19.6 Bil | |||
| Ally Financial Inc
ALLY
| Gqtsfyyrx | Txrf | $10.5 Bil | |||
| SoFi Technologies Inc Ordinary Shares
SOFI
| Fpbsdxbt | Dwly | $8.3 Bil | |||
| The Western Union Co
WU
| Rczbsmbyn | Yvbvb | $4.0 Bil |
United States