Isracard Ltd ISCD

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

ISCD is trading at a 329% premium.
Price
₪13.20
Fair Value
₪76.37
Uncertainty
High
1-Star Price
₪96.36
5-Star Price
₪12.33
Economic Moat
Rbqc
Capital Allocation

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
10.27
Price/Sales
0.93
Dividend Yield (Trailing)
3.64%
Dividend Yield (Forward)
3.64%
Total Yield
3.64%

Company Profile

Isracard Ltd is a credit-card company. Its operating segments are the issuance of credit cards, acquiring credit cards and financing. It provides full discounting and clearing services for the credit card brands namely Isracard, MasterCard, American Express and Visa. The company's products and services are gift cards, business cards, student loans, loan for the purchase of a vehicle and other related services.
Sector
Financial Services
Industry
Credit Services
Stock Style Box
Small Value
Total Number of Employees
1,945

Comparables

Valuation

Metric
ISCD
5139
PMTS
Price/Earnings (Normalized)
10.279.4213.72
Price/Book Value
0.881.31
Price/Sales
0.931.740.74
Price/Cash Flow
3.893.097.35
Price/Earnings
ISCD
5139
PMTS

Financial Strength

Metric
ISCD
5139
PMTS
Quick Ratio
1.280.921.22
Current Ratio
1.280.942.61
Interest Coverage
6.371.99
Quick Ratio
ISCD
5139
PMTS

Profitability

Metric
ISCD
5139
PMTS
Return on Assets (Normalized)
1.12%7.34%8.37%
Return on Equity (Normalized)
8.98%35.50%
Return on Invested Capital (Normalized)
5.25%6.98%19.44%
Return on Assets
ISCD
5139
PMTS

Credit Services Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Visa Inc Class A
V
VvzbgfnbJzmz$535.4 Bil
Mastercard Inc Class A
MA
YrzvcfmdXpfr$456.0 Bil
American Express Co
AXP
XplpvfjzfNndj$192.7 Bil
PayPal Holdings Inc
PYPL
YjqcscmBkjsp$79.6 Bil
Capital One Financial Corp
COF
VxfpvbwvZykdny$56.9 Bil
Discover Financial Services
DFS
SqrbmxgcXgmpsc$35.0 Bil
Synchrony Financial
SYF
PhrwycfmwMftcr$19.6 Bil
Ally Financial Inc
ALLY
XsynxgzdMjyk$10.7 Bil
SoFi Technologies Inc Ordinary Shares
SOFI
XqlmfrnLvgw$8.5 Bil
The Western Union Co
WU
YlywmjdJsvqvv$4.1 Bil

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