Sai Gon - Hanoi Commercial Joint Stock Bank SHB

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

SHB is trading at a 11% premium.
Price
VND 11,008.90
Fair Value
VND 43,965.71
Uncertainty
Very High
1-Star Price
VND 39,486.45
5-Star Price
VND 3,597.00
Economic Moat
Mfff
Capital Allocation

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
7.54
Price/Sales
1.90
Dividend Yield (Trailing)
4.55%
Dividend Yield (Forward)
4.55%
Total Yield
4.55%

Company Profile

Sai Gon - Hanoi Commercial Joint Stock Bank is a Vietnam-based banking corporation. It offers various banking services to its customers including retail banking, corporate banking, and other banking-related services. Its products and services include savings, current account, money transfer services, E-banking, guarantee service, and forex trading and treasury services. It also provides credit in the form of car loans, rubber loans, agricultural product loans, business overdraft, and medium and long-term loans and credit facilities. The company has four reportable segments such as credit, investment, services, and treasury. The primary source of its revenue is interest income, commission, and fees received by providing advisory and financial services to the customer.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Mid Value
Total Number of Employees
6,340

Comparables

Valuation

Metric
SHB
NVB
TPB
Price/Earnings (Normalized)
7.547,818.17
Price/Book Value
0.711.021.25
Price/Sales
1.905.012.45
Price/Cash Flow
9.222.78
Price/Earnings
SHB
NVB
TPB

Financial Strength

Metric
SHB
NVB
TPB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
SHB
NVB
TPB
Return on Assets (Normalized)
1.29%−0.71%1.24%
Return on Equity (Normalized)
15.56%−12.69%13.21%
Return on Invested Capital (Normalized)
Return on Assets
SHB
NVB
TPB

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