SmartFinancial Inc SMBK

Morningstar Rating
$28.54 +0.24 (0.85%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

SMBK is trading at a 766% premium.
Price
$28.22
Fair Value
$38.48
Uncertainty
Very High
1-Star Price
$35.92
5-Star Price
$93.22
Economic Moat
Xnsw
Capital Allocation

News

Trading Information

Previous Close Price
$28.30
Day Range
$28.3928.71
52-Week Range
$19.0030.21
Bid/Ask
$27.23 / $29.74
Market Cap
$483.02 Mil
Volume/Avg
32,368 / 53,367

Key Statistics

Price/Earnings (Normalized)
16.93
Price/Sales
3.16
Dividend Yield (Trailing)
1.13%
Dividend Yield (Forward)
1.13%
Total Yield
1.75%

Company Profile

SmartFinancial Inc operates as a bank holding company for SmartBank. It offers various banking and financial services to individuals and corporate customers. The principal business of the Bank consists of attracting deposits from the general public and investing those funds, together with funds generated from operations and from principal and interest payments on loans, mainly in commercial loans, commercial and residential real estate loans, consumer loans, and residential and commercial construction loans. The primary source of revenue is interest income from earning assets, namely loans and securities.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
585

Comparables

Valuation

Metric
SMBK
NBBK
FVCB
Price/Earnings (Normalized)
16.9319.0314.49
Price/Book Value
1.010.960.99
Price/Sales
3.164.535.14
Price/Cash Flow
10.7619.6014.13
Price/Earnings
SMBK
NBBK
FVCB

Financial Strength

Metric
SMBK
NBBK
FVCB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
SMBK
NBBK
FVCB
Return on Assets (Normalized)
0.62%0.29%0.69%
Return on Equity (Normalized)
6.60%2.12%7.22%
Return on Invested Capital (Normalized)
Return on Assets
SMBK
NBBK
FVCB

Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNP Paribas ADR
BNPQY
DrbbhgwtFpfj$75.0 Bil
Intesa Sanpaolo ADR
ISNPY
VtbhnxkqcwCblj$72.6 Bil
PNC Financial Services Group Inc
PNC
WwswtwsrmHshzch$70.9 Bil
U.S. Bancorp
USB
NbfqgdfcmhJlt$68.6 Bil
Itau Unibanco Holding SA ADR
ITUB
HsccxhlMhzr$58.6 Bil
Truist Financial Corp
TFC
DndmxmdyCwkjh$55.6 Bil
Mizuho Financial Group Inc ADR
MFG
FbtrcgddPhzp$50.5 Bil
Lloyds Banking Group PLC ADR
LYG
LtpkhnmBwfqwv$46.7 Bil
NatWest Group PLC ADR
NWG
ZvmndnwLzl$36.3 Bil
Deutsche Bank AG
DB
RsrsGqty$33.0 Bil

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