PennyMac Financial Services Inc Class A PFSI

Morningstar Rating
$111.32 −0.82 (0.73%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PFSI is trading at a 525% premium.
Price
$111.56
Fair Value
$437.78
Uncertainty
High
1-Star Price
$642.91
5-Star Price
$13.55
Economic Moat
Lwts
Capital Allocation

News

Trading Information

Previous Close Price
$112.14
Day Range
$110.12111.86
52-Week Range
$62.15119.13
Bid/Ask
$44.75 / $176.99
Market Cap
$5.70 Bil
Volume/Avg
182,638 / 289,999

Key Statistics

Price/Earnings (Normalized)
32.20
Price/Sales
2.56
Dividend Yield (Trailing)
0.81%
Dividend Yield (Forward)
1.08%
Total Yield
0.81%

Company Profile

PennyMac Financial Services Inc is a United States-based financial services company primarily engaged in mortgage lending. The company operates through three segments: production, servicing, and investment management. The company's production and servicing segment together form the mortgage banking business that includes mortgage loan origination, acquisition, and sale activities; while the investment management segment includes investment manager's activities, such as performing diligence, and managing acquired assets. The company generates the majority of revenue from its mortgage banking business.
Sector
Financial Services
Industry
Mortgage Finance
Stock Style Box
Small Core
Total Number of Employees
3,951

Comparables

Valuation

Metric
PFSI
SYBT
SBNC
Price/Earnings (Normalized)
32.2016.61
Price/Book Value
1.551.94
Price/Sales
2.565.21
Price/Cash Flow
12.81
Price/Earnings
PFSI
SYBT
SBNC

Financial Strength

Metric
PFSI
SYBT
SBNC
Quick Ratio
1.48
Current Ratio
1.56
Interest Coverage
Quick Ratio
PFSI
SYBT
SBNC

Profitability

Metric
PFSI
SYBT
SBNC
Return on Assets (Normalized)
4.10%1.34%0.64%
Return on Equity (Normalized)
22.38%12.69%8.00%
Return on Invested Capital (Normalized)
4.47%
Return on Assets
PFSI
SYBT
SBNC

Mortgage Finance Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
Mr. Cooper Group Inc
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OSB Group PLC
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First National Financial Corp
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Federal National Mortgage Association Fannie Mae
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Encore Capital Group Inc
ECPG
Lsck$1.1 Bil
Guild Holdings Co Ordinary Shares - Class A
GHLD
Kzr$982.8 Mil
UWM Holdings Corp Ordinary Shares - Class A
UWMC
Kvz$913.1 Mil

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