Enova International Inc ENVA
About Quantitative Ratings
Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.
News
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New Report: Main Street Optimism Remains High as Digital Financing and Payment Solutions Expand
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ENOVA ANNOUNCES CLOSING OF $500.0 MILLION OF SENIOR UNSECURED NOTES DUE 2029
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ENOVA ANNOUNCES NEW $300 MILLION SHARE REPURCHASE PROGRAM
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Enova International, Inc. Announces Early Tender Results and Receipt of Requisite Consents
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Enova Announces New Board Member Lindsay Corby
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ENOVA ANNOUNCES PRIVATE OFFERING OF $400.0 MILLION OF SENIOR NOTES DUE 2029
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Enova International, Inc. Announces Cash Tender Offer and Consent Solicitation
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Enova Reports Second Quarter 2024 Results
Trading Information
- Previous Close Price
- $81.76
- Day Range
- $81.79–83.84
- 52-Week Range
- $35.30–88.42
- Bid/Ask
- $0.00 / $131.92
- Market Cap
- $2.18 Bil
- Volume/Avg
- 188,971 / 217,224
Key Statistics
- Price/Earnings (Normalized)
- 11.09
- Price/Sales
- 1.05
- Dividend Yield (Trailing)
- 0.00%
- Dividend Yield (Forward)
- 0.00%
- Total Yield
- 14.58%
Company Profile
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and the United Kingdom. Consumers apply for credit online, receive a decision almost immediately, and can receive funds within one day. Enova acts as either the lender or a third-party facilitator between borrowers and other lenders. The company earns revenue from interest income, finance charges, and other fees, including fees on the transactions between borrowers and third-party lenders. The majority of revenue comes from the United States. The company realizes similar amounts of revenue from each of its three different products: short-term loans, lines of credit, and installment loans.
- Sector
- Financial Services
- Industry
- Credit Services
- Stock Style Box
- Small Core
- Total Number of Employees
- 1,675
- Website
- https://www.enova.com
Comparables
Valuation
|
Metric
|
ENVA
|
RM
|
LPRO
|
|---|---|---|---|
Price/Earnings (Normalized) | 11.09 | 12.05 | 160.75 |
Price/Book Value | 1.91 | 0.97 | 3.54 |
Price/Sales | 1.05 | 0.64 | 7.84 |
Price/Cash Flow | 1.94 | 1.24 | 50.21 |
Price/Earnings
ENVA
RM
LPRO
Financial Strength
|
Metric
|
ENVA
|
RM
|
LPRO
|
|---|---|---|---|
Quick Ratio | 12.39 | — | 12.86 |
Current Ratio | 13.03 | — | 13.32 |
Interest Coverage | — | — | 0.69 |
Quick Ratio
ENVA
RM
LPRO
Profitability
|
Metric
|
ENVA
|
RM
|
LPRO
|
|---|---|---|---|
Return on Assets (Normalized) | 5.05% | 1.98% | 3.44% |
Return on Equity (Normalized) | 18.40% | 10.55% | 6.14% |
Return on Invested Capital (Normalized) | 5.54% | — | 3.48% |
Return on Assets
ENVA
RM
LPRO
Credit Services Industry Comparables
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1-Day Chart
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United States