Provident Bancorp Inc PVBC

Morningstar Rating
$10.28 +0.01 (0.10%)
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About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

PVBC is trading at a 744% premium.
Price
$10.23
Fair Value
$81.43
Uncertainty
Very High
1-Star Price
$28.11
5-Star Price
$5.47
Economic Moat
Zdbh
Capital Allocation

News

Trading Information

Previous Close Price
$10.27
Day Range
$10.0910.64
52-Week Range
$7.3612.32
Bid/Ask
$8.00 / $11.50
Market Cap
$181.62 Mil
Volume/Avg
59,802 / 43,537

Key Statistics

Price/Earnings (Normalized)
23.91
Price/Sales
3.00
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Total Yield
0.05%

Company Profile

Provident Bancorp Inc provides a range of banking products and services to small and medium-sized commercial customers. It attracts deposits from the general public and uses those funds to originate loans, commercial real estate, construction and land, and commercial business loans, and to invest in securities. The company lending activities include providing commercial real estate loans, multi-family residential real estate loans, commercial business loans, construction and land development loans, one-to four-family residential loans, home equity loans & lines of credit, and consumer loans.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
195

Comparables

Valuation

Metric
PVBC
NBBK
HIFS
Price/Earnings (Normalized)
23.9119.2555.62
Price/Book Value
0.790.971.21
Price/Sales
3.004.589.15
Price/Cash Flow
17.6619.8247.98
Price/Earnings
PVBC
NBBK
HIFS

Financial Strength

Metric
PVBC
NBBK
HIFS
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
PVBC
NBBK
HIFS
Return on Assets (Normalized)
0.51%0.29%0.20%
Return on Equity (Normalized)
3.78%2.12%2.23%
Return on Invested Capital (Normalized)
Return on Assets
PVBC
NBBK
HIFS

Banks - Regional Industry Comparables

1-Day Chart
Name
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Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
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U.S. Bancorp
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Itau Unibanco Holding SA ADR
ITUB
VccckgtqRftt$58.4 Bil
Truist Financial Corp
TFC
PtrqtbflJpfmpd$56.8 Bil
Mizuho Financial Group Inc ADR
MFG
HfrfjpxmSfv$51.3 Bil
Lloyds Banking Group PLC ADR
LYG
BksvdwnfsSljdvr$47.3 Bil
NatWest Group PLC ADR
NWG
LtbjbrgnKvt$37.3 Bil
Deutsche Bank AG
DB
SggygDzc$33.9 Bil

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