OSB Group PLC OSBGF

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

OSBGF is trading within a range we consider fairly valued.
Price
$4.74
Fair Value
$3.94
Uncertainty
Very High
1-Star Price
$11.52
5-Star Price
$9.27
Economic Moat
Ysbv
Capital Allocation

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
3.86
Price/Sales
1.93
Dividend Yield (Trailing)
8.76%
Dividend Yield (Forward)
8.76%
Total Yield
17.83%

Company Profile

OSB Group PLC is a specialist mortgage lender, focused on carefully selected segments of the mortgage market. The company provides loans to entities and individuals, secured on residential property held for investment purposes and secured on commercial and semi-commercial properties held for investment purposes or for owner-occupation. It provides development loans to small- and medium-sized developers of residential property. It also provides funding lines (loans) to non-bank finance companies secured against portfolios of financial assets, principally mortgages and leases, and loans under hire purchase, leasing, and refinancing arrangements to UK SMEs and small corporates to finance business-critical assets.
Sector
Financial Services
Industry
Mortgage Finance
Stock Style Box
Small Value
Total Number of Employees
2,558

Comparables

Valuation

Metric
OSBGF
PAG
LFG
Price/Earnings (Normalized)
3.8610.449.91
Price/Book Value
0.721.180.89
Price/Sales
1.934.400.73
Price/Cash Flow
3.5511.46
Price/Earnings
OSBGF
PAG
LFG

Financial Strength

Metric
OSBGF
PAG
LFG
Quick Ratio
0.46
Current Ratio
0.46
Interest Coverage
1.12
Quick Ratio
OSBGF
PAG
LFG

Profitability

Metric
OSBGF
PAG
LFG
Return on Assets (Normalized)
1.37%1.21%0.83%
Return on Equity (Normalized)
21.05%15.13%11.18%
Return on Invested Capital (Normalized)
6.99%
Return on Assets
OSBGF
PAG
LFG

Mortgage Finance Industry Comparables

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Morningstar Rating for Stocks
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Encore Capital Group Inc
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Guild Holdings Co Ordinary Shares - Class A
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UWM Holdings Corp Ordinary Shares - Class A
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