National Citizen Commercial Joint Stock Bank NVB

Morningstar Rating

About Quantitative Ratings

Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings. Companies with quantitative ratings are not formally covered by a Morningstar analyst, but are statistically matched to analyst-rated companies, allowing our models to calculate a quantitative moat, fair value, and uncertainty rating.

Price vs Fair Value

NVB is trading at a 553% premium.
Price
VND 9,264.47
Fair Value
VND 79,163.47
Uncertainty
Very High
1-Star Price
VND 39,945.24
5-Star Price
VND 9,452.73
Economic Moat
Fwl
Capital Allocation

Trading Information

Previous Close Price
Day Range
52-Week Range
Bid/Ask
/
Market Cap
Volume/Avg
/

Key Statistics

Price/Earnings (Normalized)
Price/Sales
5.01
Dividend Yield (Trailing)
0.00%
Dividend Yield (Forward)
0.00%
Total Yield

Company Profile

National Citizen Commercial Joint Stock Bank is a Vietnam based company engaged in offering various banking services. It offers banking services to both personal and corporate customers. The portfolio of facilities includes transaction account, term deposit, credit facilities, foreign exchange products, international payments services, e-banking service, card products, treasury service and insurance service, among others.
Sector
Financial Services
Industry
Banks - Regional
Stock Style Box
Small Value
Total Number of Employees
1,914

Comparables

Valuation

Metric
NVB
LPB
OCB
Price/Earnings (Normalized)
8.9210.25
Price/Book Value
1.022.150.99
Price/Sales
5.013.493.02
Price/Cash Flow
2.782.651.66
Price/Earnings
NVB
LPB
OCB

Financial Strength

Metric
NVB
LPB
OCB
Quick Ratio
Current Ratio
Interest Coverage
Quick Ratio
No chart available

Profitability

Metric
NVB
LPB
OCB
Return on Assets (Normalized)
−0.71%2.13%1.28%
Return on Equity (Normalized)
−12.69%25.88%10.18%
Return on Invested Capital (Normalized)
Return on Assets
NVB
LPB
OCB

Banks - Regional Industry Comparables

1-Day Chart
Name
Price
Morningstar Rating for Stocks
Capital Allocation
Economic Moat
Market Cap
BNP Paribas ADR
BNPQY
TxqfrtmKww$79.9 Bil
Intesa Sanpaolo ADR
ISNPY
JcjhkwnwtGggbq$77.2 Bil
PNC Financial Services Group Inc
PNC
BgflppfthPgjsz$72.8 Bil
U.S. Bancorp
USB
SkbsqvhllRzrn$71.0 Bil
Itau Unibanco Holding SA ADR
ITUB
GpsqjqbpJvxv$61.8 Bil
Truist Financial Corp
TFC
LnthfgpmHtsmgtc$56.9 Bil
Mizuho Financial Group Inc ADR
MFG
CtbqyxptQfr$49.2 Bil
Lloyds Banking Group PLC ADR
LYG
TmsrqryMpvxrtf$49.0 Bil
NatWest Group PLC ADR
NWG
VdrmjttjXxpt$38.5 Bil
Deutsche Bank AG
DB
RskLnxn$33.9 Bil

Sponsor Center