Ally Financial Inc

ALLY: XNYS (USA)

Morningstar Rating for Stocks	Fair Value	Economic Moat	Capital Allocation
	$12.00	Vnbj	Thsrsrg

Ally Faces Challenging Conditions in 2023, but the Long-Term Picture Remains Healthy

Michael Miller

Jun 16, 2023

Business Strategy and Outlook

Ally is the largest indirect auto lender in the U.S. with the firm acquiring auto loans from tens of thousands of auto dealerships. The bank also offers auto insurance, commercial lending, mortgage finance, as well as credit cards and personal loans, though auto loans remain its core focus and largest source of revenue.

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We sell different types of products and services to both investment professionals and individual investors. These products and services are usually sold through license agreements or subscriptions. Our investment management business generates asset-based fees, which are calculated as a percentage of assets under management. We also sell both admissions and sponsorship packages for our investment conferences and advertising on our websites and newsletters.

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United States